+ 44 (0) 1844 218 957
+ 44 (0) 1844 218 956
Independent Financial Adviser est. 1988
French and Spanish Mortgage Brokers
French Tax Planning Specialists

Exclusive Lenders accessible to clients of Charles Hamer Financial Services

Having specialised in obtaining French finance for over 30 years, we have a wide range of established non-mainstream lenders offering a range of mortgage products to our clients.

Unlike most French mortgage brokers we are not limited to a very small number of mainstream French banks that specialise in offering French mortgages to non-French residents. These banks channel all international buyer applications to one department at head office level and apply very similar strict lending criteria to all applications. This results in a "one-size-fits-all" lending approach, and applications can be refused if criteria isn't strictly met..

By approaching exclusive lenders who make decisions on a regional level, applying their own individual dsicretion, the reason for the refusal by the main stream lenders is frequently overcome and the result is an agreement without impacting on the mortgage rate.

Please contact our office for more details. Alternatively if your application to a French bank has resulted in a refusal and you would like us to approach our exclusive French lenders to see if they are in a position to offer mortgage funding please forward a copy of the original mortgage application and supporting financial documents to Kieron via email to enquiries@charleshamer.co.uk or call 01844 261 886.