French mortgage interest rates still at historical low in Feb 2018

Euro zone bank-to-bank (Euribor) lending rates  are historically low, being negative  and below 1%

12 month EURIBOR is - 0.19 %

 3 month EURIBOR is even lower at - 0.30%

Variable rate mortgages in France are basically Euribor tracker mortgages comprising of a variable element (Euribor) and a fixed element (the margin), which is applied for the whole mortgage term from the date of the first interest rate review.   French and Spanish mortgage schemes are available which  track either 12 month or 3 month EURIBOR 

For more information on French or Spanish mortgages please contact our Mortgage Departments by using the contact  link on any page of the website or by Tel. + 44 (0)18 44 261 886 or  by email Mortgages@CharlesHamer.Co.UK