+ 44 (0) 1844 218 957
+ 44 (0) 1844 218 956
Specialists for individuals and small businesses in:
French Tax Administration Services
French Tax Planning
UK Tax Administration Relating to French matters
French Tax Administration Services
French Tax Planning
UK Tax Administration Relating to French matters
French mortgage interest rates further reductions
The mortgage schemes and rates below are based on the following parameters
Purchase price E 267 000
Mortgage amount E 200 000
Loan to value 75%
Interest Rate Mortgage Type Duration Monthly payment Life Assurance APRC %
0.55% Fixed repayment 10 years E1713.30 E46.00 1.40
0.85% Fixed repayment 15 years E1183.84 E46.00 1.60
1.10% Fixed repayment 20 years E 928.74 E46.00 1.80
A sum to be held on a savings account with the French lender equal to 10-20% of the mortgage amount
The above schemes are provided as a guide only. Their availability is conditional on being able to meet lending policy criteria which will vary according to the nature and location of the property as well as the financial status of the borrower. The duration of the mortgage will be dependent on the age of the borrower at the date of application. The schemes are available to non-French residents. Please contact us for all schemes and rates available based on your own mortgage requirements and individual requirements.
The choice of mortgage scheme interest rate and terms and conditions are subject to your individual circumstances and the amount of the mortgage. Please contact us to enable us to discuss your requirements and personal financial circumstances to confirm that you meet criteria for any of the above mortgage schemes. The above details do not constitute a mortgage offer, all schemes and mortgage applications are subject to the bank’s full understanding and underwriting process.
Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. Depending on the scheme there may be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.
The APRC (annual percentage rate of charge) serves to illustrate the anticipated costs over the full term of the mortgage taking into account (euros):
Mortgage registration fee 1160
Typical bank arrangement fee 1500
Our mortgage arrangement fee 2300
The interest paid over the mortgage term
The life assurance based on normal acceptance terms( 50% cover per life assured)
Please contact us for further details.
