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Cheaper French mortgage interest rates for non- resident mortgages, no broker fee

Saturday, 5 October, 2019
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Reduced French mortgage interest rates for non- resident mortgages, they also fall within  the Charles Hamer no-broker- fee service

French Repayment mortgages

100 000E, (Maximum loan to value 85% of the purchase price)

Today’s rate  1.95%  ( APRC 2.34%)variable rate with cap of +1%(in the first 7 years) total term10 years
Today’s rate  2.05% (  APRC 2.45%) long term fixed rate ( 10 years)  previously 2.35%
Todays rate   2.40%  ( APRC2.63%) long term fixed rate (20 years)  previously 2.70%

French Interest-Only Mortgages

200 000E, (Maximum loan to value 75% of the purchase price)

Today’s rate 2.10% (APRC 2.22%) variable rate,( 14 years) previously 2.20% 
Today’s rate 2.20% (APRC 2.33%) variable rate ,capped at +1%(in the first 7 years), previously 2.30%
Mortgage term 14 years 

APRC

The annual percentage interest rate calculation( APRC) is based on the following parameters: -

-  mortgage amount as quoted ( 100 000 E repayment and 200 000 E interest-only)
-  mortgage term as quoted above ( between 10 - 20 years )
-  estimated costs charged by the French solicitor ( notaire)
-  the bank arrangement fee
- the  life assurance cost based on the French bank’s own standard block policy,.  LIfe assurance is not compulsory in. the schemes quoted above. 
 
Mortgage illustrations based on your own requirements are available on line - please go to our French mortgage calculator page : http://www.charleshamer.co.uk/calculator.aspx.   
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