Interest only available on most purchases up to 80% of valuation price
Available starting at 3.70% In the first year on new build and existing property
All interest only schemes are available with no redemption or over payment penalties
NEW PRODUCT: Available up to 90% of the property purchase price tracking EURIBOR with a margin of less than 0.6% also capped at 1% above initial offer rate
Available for all purchases and remortgages , no early repayment penalties, low cost life cover. We can finance 100% of the cost of rennovation in addition to the 90% mortgage for purchase
Complete the brief application form to recieve a free Personalise quote
In addition to the whole of France rates and schemes illustrated we can offer regional solutions through out extensive panel of banking contacts. Please contact Chris Ellis directly to discuss the area/department you wish to purchase in
Advances of up to 70% of purchase price
2.85% variable rate, reviewed annually (variable A.P.R. 3.55%)
4.00% fixed for mortgage term. (fixed A.P.R. 4.75%)
3.50% capped to 5.50% reviewed annually. (variable A.P.R. 4.25%)
Advances of up to 80% of purchase price
2.95% variable rate, reviewed quarterly (variable A.P.R. 3.65%)
4.00% fixed for mortgage term. (fixed A.P.R. 4.8%)
3.60% capped to 5.6% reviewed annually. (variable A.P.R. 4.4%)
Advances of up to 85% of purchase price
4.80% fixed for mortgage term. (fixed A.P.R. 5.65%)
2.95% variable reviewed annually. (variable A.P.R. 3.7%)
Go to Illustration for a working example based on your own budget
Charles Hamer use a unique packaging method, which subject to finance, can be used to enable the brokering for better terms , lower rates and arrangement fees than those offered as standard; which in most cases will save you more money than going direct.
Your home is at risk if you do not keep up repayments on
a mortgage or other loan secured on it.
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The sterling equivalent of your liability under a foreign
currency mortgage may be increased by exchange rate movements.
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A.P.R. calculations are based on the assuption of a 100.000
Euros mortgage repaid on a capital and interest basis over 20 years, with
interest calculated on the monthly reducing capital balance. Charges to
credit assumed are a bank arrangement fee of 1% of the initial mortgage
capital (1.000 Euros), notaire's fee for registration of the mortgage deed
amounting to 1.286 Euros, and block policy life assurance premiums at a
cost of 1.92 euros per month per 10.000 Euros borrowed. All variable interest
rates are assumed to remain unchanged throughout the mortgage term.
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French mortgages are not regulated by a)Consumer Credit
Act 1974 b) The Mortgage Code Compliance Board or c) The Financial Services
Authority.