Current French Mortgage, French Remortgage And French Equity Release Interest Rates
Charles Hamer are able to offer mortgages for all French and Corsican property purchases
Charles Hamer offer competitive French remortgages, equity release and bridging loans
Charles Hamer do not charge a broker fee for any French mortgage application over 50,000 Euros
French mortgages available up to 100% of the bricks and mortar purchase price subject to banks valuation
Low bank arrangement fees and no valuation fees in most cases
French Mortgages At 100% of Purchase Price
Variable rate French mortgage 4.20% (APR 3.30%), term up to 35 years APPLY NOW
Life time fixed rate French mortgage of 5.30% (APR 6.10%), for terms of 10 up to 25 years APPLY NOW
Complete the brief application form to receive a free personalised quote and an in-principle mortgage decision alternatively please feel free to contactcontact one of the French mortgage team to discuss your case in more detail
French Mortgages At 90% of Purchase Price
Interest only French mortgage initial interest rate 3.65% (APR 2.70%), term up to 25 years APPLY NOW
variable rate French mortgage 3.5% (APR 4.30%), term up to 30 years APPLY NOW
life time fixed rate French mortgage of 4.40% (APR 5.10%) for terms of 3 up to 30 years respectively APPLY NOW
French Mortgages At 85% of Purchase Price
variable rate French mortgage 2.45% (APR 3.20%), term up to 35 years APPLY NOW
life time fixed rate French mortgage of 4.40% (APR 5.10%) for terms of 3 up to 30 years respectively APPLY NOW
French Mortgages At 80% of Purchase Price
Interest only French mortgage initial interest rate 2.50% (APR 2.70%), term up to 20 years APPLY NOW
Variable rate French mortgage 2.30% (APR 3.2%), term up to 30 years APPLY NOW
3/5 year fixed rate French mortgage 3.70% (APR 3.70%), repayment mortgage, term available up to 30 years APPLY NOW
Life time fixed rate French mortgage of 4.15% (APR 4.90%), for terms of 3 up to 30 years respectively APPLY NOW
Improved Rates Available At Lower Loan To Values
French Mortgages For Equity Release Available To A Maximum Of 80% Of Valuation Price
Interest only French mortgage initial interest rate 2.50% (APR 2.70%), term up to 20 years APPLY NOW
Variable rate French mortgage 2.30% (APR 3.2%), term up to 30 years APPLY NOW
3/5 year fixed rate French mortgage 3.70% (APR 3.70%), repayment mortgage, term available up to 30 years APPLY NOW
Life time fixed rate French mortgage of 4.15% (APR 4.90%), for terms of 3 up to 30 years respectively APPLY NOWGo to Illustration for a working example based on your own budget
Charles Hamer use a unique packaging method, which subject to financial status, can be used to enable brokering for better terms, lower French mortgage interest rates and arrangement fees than those offered as standard; which in most cases will save you more money than going direct.
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.
With the exception of the interest only products, A.P.R. calculations are based on the assumption of a 100.000 Euros mortgage repaid on a
capital and interest basis over 20 years, with interest calculated on the monthly reducing capital balance. Assumed charges to credit are a bank arrangement
fee of 1% of the initial mortgage capital (1.000 Euros), notaire's fee for registration of the mortgage deed amounting to 1.286 Euros, and block policy
life assurance premiums at a cost of 1.92 euros per month per 10.000 Euros borrowed. All variable interest rates are assumed to default to a interest rate of margin plus current base indicator which then is assumed remain unchanged throughout
the remainder of the mortgage term. The APR for the interest only products is calculated on the basis the capital in repaid in full at the end of the term.
French mortgages are not regulated by a)Consumer Credit Act 1974 b) The Financial Services Authority. Our services as brokers of French mortgages are however regulated by the consumer credit act 1974 and it's subsequent amendments.