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Independent Financial Adviser est. 1988
French and Spanish Mortgage Brokers
French Tax Planning Specialists

Posted in News

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We are recruiting - we have a vacancy for a mortgage broker to work in our Thame Office in East Oxfordshire

he job is suited to someone with CeMAP or the financial certificate equivalent, with or without previous mortgage broking experience

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Bulletin, French Mortgages, French News, French Tax News, News, Spanish Mortgages
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As a British Ex Patriat living in France how does the current situation with BREXIT affect me

British nationals already resident in France what happens to your rights acquired prior to Brexit and whether you should be applying for a Carte de Sejour

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Bulletin, French Mortgages, French News, French Tax Law, French Tax News, News
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French property owners and French Tax Collection

French Correspondence informing the owner that the tax due cannot be collected automatically each month prelevement a la source (“PAS”)

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Bulletin, French Mortgages, French News, French Tax Law, French Tax News, News
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How to reduce the chances of a French mortgage application resulting in a refusal

French mortgage refusals often result from insufficient knowledge of French bank's lending criteria, which is lender specific prior to submission to the bank

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French Mortgages, French Tax Law, News
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Spanish bank reduces fixed rate and waives 3 associated mortgage costs

From January onwards the Spanish bank waives 3 associated mortgage costs and reduces long term fixed rate by 0.2%.

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Bulletin, News, Spanish Mortgages
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Why take out a French Euro Mortgage

By taking out a mortgage in Euros you mitigate currency exchange rate risk by minimizing the amount invested in sterling being limited to your cash contribution

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Bulletin, French Mortgages, French News, French Tax Law, French Tax News, News
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Why use a UK based mortgage broker to take out a French mortgage

French banks' apply strict lending criteria, inadequate knowledge prior to submitting a French mortgage application can result in mortgage refusal.

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Bulletin, French Mortgages, French Tax News, News
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Spanish lender is able to waive bank arrangement fee and cover associated mortgage costs

Clients of Charles Hamer benefit from access to certain Spanish lenders willing to waive associated costs , keeping the purchaser's costs down .

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Bulletin, News, Spanish Mortgages
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Recent news regarding French social security payments (prelevements sociaux)

Good news with regard to reductions in the payment of Prelevements Sociaux , taxes on income and gains paid to the FrenchTax Office for 2019 .

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Bulletin, French Mortgages, French News, French Tax Law, French Tax News, News
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Reduced French mortgage interest rates for non- resident mortgages, they also fall within the Charles Hamer no-broker- fee service

French mortgage interest rates are down for non-resident French mortgage schemes for both repayment and interest- only mortgages

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French Mortgages, French News, News
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