Our qualifications and expertise.
As far as we are aware, Charles Hamer are the only specialist financial consultants professionally authorised to provide mortgage, life insurance, investment and tax advice in both the UK and France. In the UK we are Independent Financial Advisers, regulated by the Financial services authority. We are also IMD
( Insurance Mediation Directive ) passported into France to provide life assurance advice . ( You will find us on the ORIAS register). Having specialised in French financial planning for the non French national since March 1988, our expertise lies in being able to both obtain competitive mortgage
interest rates and to design financial solutions that marry the best French strategies with those of your country of residence in order to obtain optimum tax efficiency during ownership. Accordingly we are able to offer a comprehensive financial planning service specifically relevant to the French
property owner - a service that cannot be provided by the banks alone who are limited solely to the arrangement of a mortgage.
NEW: NO BROKER FEES FOR FRENCH MORTGAGE APPLICATIONS.
- English and French speaking staff
- Discounted mortgage interest rates and bank arrangement fees on standard and French leaseback mortgages. (APR 2.70%)
- Personal UK and French tax saving solutions.
- French residency planning.
