Will I benefit from approaching a French bank directly for a mortgage ?
French mortgage refusals often result from insufficient knowledge of French bank's lending criteria, (which is lender specific) prior to submission of the mortgage request to the bank, Please refer to our blog of 25.01.19 for furtther details of why approaching a French bank direclty may not be preferal over using a qualified independent Financial adviser who has specialist knowledge of French bank's lending criteria.
Blog - how-to-reduce-the-chances-of-a-french-mortgage-application-resulting-in-a-refusal