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Independent Financial Adviser est. 1988
French and Spanish Mortgage Brokers
French Tax Planning Specialists

Should I opt to raise a mortgage in the UK over a mortgage from a French bank?



Should you own a UK property and  raise a sterling mortgage secured on your main residence to purchase the French property this means that you are using up liquidity which would have been relatively immediately available should there be a downturn in your future financial circumstances . In the event of which the only option may be the immediate sale of the French property, which may not be possible as often holiday homes are usually located in rural areas and can take a long time to sell. Please be aware that after purchase of the French property your options to raise an equity release mortgage are extremely limited , as the vast majority of French lenders do not offer equity release mortgages in France