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French Mortgage Deal of the Month

Friday, 25 January, 2019
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French Mortgage Deal of the Month


                                                         EUROS
 
Repayment Mortgage                    400 000
Fixed interest rate                              0.90%     
Mortage payment pm                      3579.00 
Estimated French life assurance         92.00
APRC                                                   1.90%

           


Background

We were instructed to approach French lenders exclusive to Charles Hamer to carry out a comparison of fixed interest rates and successfully obtained a mortgage agreement based on a rate of  0.90% fixed for the mortgage term .
The purchase price of the French property 950.000E

The APRC (annual percentage rate of charge) serves to illustrate the anticipated cost over the full term of the mortgage taking into account :

 

The bank arrangement fee         2000

Charles hamer arrangement fee          4287  

The mortgage regisration fee               2048  

The interest paid over the mortgage term 

The life assurance based on normal acceptance terms( 50% cover per life assured) 

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