French Mortgage Interest Rates
- Charles Hamer Financial Services do not charge a broker fee for any French mortgage application over 50,000 Euros
- Please visit our French mortgage calculator page to instantly receive both online and by email a detailed break down of the French mortgage products available based on your project
Charles Hamer Financial Services use a unique packaging method, which subject to financial status, can be used to enable brokering for better terms, lower French mortgage interest rates and arrangement fees than those offered as standard; which in most cases will save you more money than going direct.
- Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
- The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.
* With the exception of the interest only products, A.P.R. calculations are based on the assumption of a 100.000 Euros mortgage repaid on a capital and interest basis over 20 years, with interest calculated on the monthly reducing capital balance. Assumed charges to credit are a bank arrangement fee of 1% of the initial mortgage capital (1.000 Euros), notaire's fee for registration of the mortgage deed amounting to 740 Euros, and block policy life assurance premiums at a cost of 2.00 euros per month per 10.000 Euros borrowed. All variable interest rates are assumed to default to an interest rate of the contractual fixed margin plus current base indicator which is then assumed to remain unchanged throughout the remainder of the mortgage term. The APR for the interest only products is calculated on the basis that the capital is repaid in full at the end of the term.
- French mortgages are not regulated by a) The Consumer Credit Act 1974, b) The Financial Services Authority. Our services as brokers of French mortgages are however regulated by the Consumer Credit Act 1974 and its subsequent amendments.